Finding the Right Mortgage Good Financing is Essential — Legal Insurance Blog — June 21, 2022

If San Diego, California can be used as any predictor, both house prices and mortgage rates will go up in the future. Inflation is a bear, and things will not get much better soon. It can cause people who want to buy a house to temporarily give up hope of ever having their piece of the American Dream. That is a pity, and it does not have to happen.

 

Sorting through the Options

 

Most first-time homebuyers realize they must have a sizable down payment to afford a good house. However, they are not so sure about where to get a mortgage. In fact, they do not know anything about the real estate industry and what to do. The house is perhaps the most significant financial investment these people might make, and the whole prospect of being a homeowner can be intimidating.

 

Sensitive employers understand. They recognize the challenges the person faces in making that significant decision. Financial wellness is a primary concern for many employees, and organizations can help by seeing to it that the best possible advice is given. Countrywide Pre-Paid Legal Services has a program that will help people make better choices when buying a home.

 

Professionals Are There to Assist

 

We utilize a nationwide network of certified counselors to help plan members. These professionals deal with common financial wellness issues and bring considerable expertise to the table.

 

There is quite a bit to finding the right mortgage for a house. It includes good credit scores and sufficient financial assets. A preapproval letter, which lets a person know how much a lending institution will be willing to loan, is desirable, and many first-time buyers do not know that. Our financial wellness counselors do.

 

Those counselors will explain how to get the necessary finances and offer suggestions on how to prepare for that major purchase. In addition, they can provide ideas on how to improve credit scores and will do an asset inventory to strengthen a person’s case with a lending institution.

 

We Go Beyond the Basics

 

The professional advice of our counselors is the basics of our benefit. We have other means of helping somebody become more acquainted with securing a mortgage and buying a house. Our self-study program, “Make Your Move,” educates the first-time homebuyer on the ins and outs of the real estate market. Education is very important because it allows a person to make a more informed decision about a house purchase, saving that same buyer thousands of dollars over the life of the mortgage. We have other financial wellness benefits if a prospective client is interested in them.

 

Our Clients Take Center Stage

 

Some of our benefits can be used by all an organization’s employees, while other benefits might not. We want to see to it that the Countrywide financial wellness plan serves as many people as practicable. We rely on the guidance of a prospective client to achieve that goal.

 

Countrywide will explain all its financial wellness benefits to any prospective client. We know there may be questions, and we welcome answering everyone thoroughly. We asked the decision-makers to select those options that will provide the best service for their employees. Those choices are part of the final plan document. In addition, Countrywide will furnish the administration and member services. As a result, clients can rest assured that their employees will receive the absolute best attention and administration that delivers results promptly.

 

Purchasing a home does not have to be frightening and finding the proper financing does not have to be complicated. Countrywide helps employees to find the money and make better decisions. Are you interested in what we have to provide? We certainly hope so! Please feel free to contact us at your earliest convenience.

Len Feltoon

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